Cia is not at all risk friendly, but as for stereotypes ...
In my defense, she didn't start out with such a terrible childhood ... eldest daughter of a diplomat and heir to an old established family on her home planet, and a former non-capsuleer pilot who tested into the capsuleer program when it started. Initially I never meant for her 'missing father' storyline to be resolved: Jorion Roth/ Evarion Yates, I thought, would be her 'white whale' - and provide me with an excuse to have her talk IC to all sorts of people.
It worked like a charm, but I found my ability to invent new reasons he couldn't be located/recovered couldn't outstrip the inventive ways Vikarion, Silver, Celes, Istvaan, Math'ra, Garion and others came up with to find him.
I also made a decision as a player, starting out in Eve, to say 'yes' to just about every RP opportunity that came up, which meant I had t play Cia as a character who'd go along with things a ... sensible ... person wouldn't. I made her quite naive and trusting, and not at all assertive, and then had to work out just what kind of background would produce a person like that. It was around then her mother became the famous society beauty Cia couldn't live up to or meet the expectations of, and her father became the Jorion Roth we all love to hate ...
Other characters ... trained ones: one ex-marine pilot, who actually started as a no-skills RP alt marine working for Cia; Camille, Cia's little sister, whose skills are limited to market trading; an ex-slave who doesn't have any complaints about slavery; a Blood Raider who is definitely not an emo vampyre; and an ex-military planetside transport pilot who likes redheads and beer.
No-skill RP alts: one caldari marine; one Gallente tabloid reporter; one Intaki priestess who occasionally preaches in local; a free Minamatar psychiatrist, an Amarr doctor, a Gallente doctor with a drug habit, a Gallente engineer with a drinking problem (now deceased); and a Gallente policeman.
With the exception of Cia (and the Blood Raider) they all have a pretty normal background, family wise.