I think that this is an emotion-laden issue, or, at least, I'm guessing it is. I don't find it to be so. Nonetheless, after talking with a friend today, I think I've not been entirely clear on what I mean by some of these things. I'm going to try to rephrase.
First, let me clarify what I'm not in favor of. I'm not in favor of simply letting people die because they don't have enough money. Were it up to me, people like Kat would get treatment. An efficient use of resources is to distribute them where they do the most good. When the private market accomplishes this (as in most goods) the private market is best. However, there are areas where services and some goods are best allocated using other models, such as government.
Second, let me clarify what I'm worried about. What I'm worried about is the perception that moving to a different model will solve for resource scarcity. That is to say, there are only so many resources to go around. It is quite alright to agree that the current distribution is, to say the least, not the best. Yet, even if resources are redistributed, there will only be so many to distribute. And even if we tax people more to pay for them, at some point there will arise a reluctance on the part of the taxed to do any more work. Or, to put it another way, people aren't willing to give all of their discretionary income to health care.
Thus, as economists recognize, we are left with the problem of distributing scarce (as in, not unlimited) health care resources. We don't have enough doctors, drugs, and machines to take care of everyone as much as everyone would like to be cared for. It would be nice if this were not so. But it is, and it will remain so for the foreseeable future.
Now, many seem to be angry that our current U.S. system largely distributes health care on the basis of ability to pay. That is to say, the more money you have, the better you will be cared for. I agree that this is not a recipe for good things. But it does not follow that because we move to a system which does not utilize financial capability as a sorting machine, therefore we will no longer have shortages. We will.
Consider Britain's NHS. The National Health Service is an interesting model. Some prefer it, some prefer a simple single-payer system, and some, such as myself, think that Obamacare is probably worth exploring on a practical level. The NHS largely avoids the problem of people dying for lack of treatment, but the large waiting lists for electives seems to imply that this is not without cost. In other words, there are only so many beds and doctors, and only so many hours in a day. As well, there have been questions over rationing and denial of services to some people:
http://www.telegraph.co.uk/health/healthnews/9706918/50000-denied-treatment-to-save-NHS-cash-claims-Labour.htmlhttp://www.theguardian.com/society/2012/apr/28/doctors-treatment-denial-smokers-obesehttp://www.theguardian.com/society/2011/apr/18/nhs-cost-cutting-surgeon-warningWho, in this thread, was noting that we might need to deny some people treatment? Ah, yes. It was me. Apparently that makes me a horrible person. That's fine, but it also appears that I may also be a
correct horrible person.
Given limited resources, there are tough questions to be asked. One I gave my debating friend, for example, was the following: suppose you have a thirty-year-old meth addict, a total burden to society, who needs drugs and an operation to save his life (a life-saving operation). On the other hand, for the same cost, you have three forty-year-olds who could be provided with the hip replacement surgery (an elective) which they need to keep their jobs and not live a pain-filled life.
My friend, who has an emotional attachment to the "sanctity of human life" (this is a phrase that makes me laugh - try that on a hungry tiger or vicious disease) chose the meth addict. I chose the three forty-year-olds. This is what I mean when I say that we don't necessarily need genes for addiction in the gene pool - a statement I made when someone argued that addictions were not choices. It doesn't mean that I think we need to weed people out - that is inefficient and stupid, and I have the sneaking suspicion that moralists would consider it wrong.
What I mean is that I don't see those who indulge such things as more important than the functional and useful members who also need treatment. Or, to put it in another way, we don't need those people as much as we need other people - people like Dex, and Kat, and, frankly, myself, who are functional, working members of society. In a "fairness" sense, from the example above, why should you be required to pay, by giving up an elective that you need, for someone else's bad choices? Why should they get to take an out-sized portion of resources?
This is cost/benefit. I'm sorry that you don't like it, but it rules this world, because this is a world that exists on the knife edge of entropy. It doesn't really matter if the addict chose to be addicted or not. What matters is that switching to a different system of distributing health care is not going to solve the problem of there being scarce resources - and arguing that we should switch to a different system because it will solve for scarcity is to lie to oneself and others. A better distribution, it may be.
Now, Pieter has said that, last he checked, making unwise health decisions is not a death penalty. It seems that the sentiment that we should save people from their bad behavior is popular. Well, I disagree, at least, somewhat. Jumping off a bridge, for example, is a decision with drastic health ramifications. As is smoking. As is reaching into a running garbage disposal. In fact, most of the things we consider to be fairly stupid decisions are such because of their potential for...immediate and drastic health ramifications. And yet, the person who smokes is embracing a repeated and informed pattern of self-destructive behavior, while the farmer who dies as a result of forgetting to turn off the wood-chipper machine before maintaining it is guilty of a momentary lapse of judgment. Yet, who here would cry about how unfair it is that the wood-chipper did what a wood chipper does? Probably no one. That's just life - the result of making a bad decision. But to suggest that the person who embraces an entire lifestyle of health-destroying behavior might well be held responsible for it...that is apparently monstrous. I make no other claim than that, if I have to choose between treating the cancer-ridden smoker and the non-smoker, I'm of the opinion that the latter is a more efficient use of resources.
As well, we must be watchful for the "tragedy of the commons" situation. This is a problem that occurs when costs for behavior are a burden to an entire community, rather than just an individual. For example, suppose that I have to pay for my own car. In that case, I am likely to take care of it, because I am invested in it. On the other hand, suppose my community maintains a fleet of cars. In that case, I'm less likely to take care of it, because I bear no significant cost if it is damaged. Now, rationally, this may not be true - if everyone acts like that, soon we will be out our fleet of cars. Nonetheless, that is how humans tend to act, and this has bearing on health care. If you have to pay for treatment yourself, you are more likely to take care of yourself than if others have to pay for your treatment. How much of a problem you see this as probably depends on your view of human nature. I take a somewhat dim view, personally.
And I'm not willing to give up too much of what I value to ensure health care for everyone, and I'd bet that you aren't, either. For example, if you could cure one child of cancer by eliminating Eve Online from your life, permanently, and devoting the subscription costs to that child's care, would you do it? What if you could save ten children by never buying or playing a game again, and using that money? Would you do that? What if you could save a hundred children by devoting all money you did not
physically need to their care? (Peter Singer wrote an essay about this, here:
http://people.brandeis.edu/~teuber/singermag1.html .) Would you do that? Because, if you would, you could do that
now - in fact, you could save many more than one child with the fees you pay to Eve Online. But I have the suspicion that you aren't willing to do that. Therefore, I doubt that you would be willing to pay enough into a system for everyone to get as much healthcare as they need. And I'm using children as an example and a real thing, here - how much less would you be willing to pay for every drug abuser, smoker, and drunk?
TL;DR: There is no TLDR. Except this: there is no free lunch, and changing things does not necessarily fix them.