For clarity's sake, that last bit was a general statement rather than applied to you particularly. It's a contradiction I see a lot.
RE: "You Don't Know That PF Yet" -- who gives two shits? Making and using player-made and accessible information is a lot less likely to cause hassle, and, honestly, is a lot less esoteric than much of the books' content. Compare "oh it's something that I think happened at some point through Templar One, but I may be misinterpreting" with "yeah, it's a news article someone wrote; wait there, I'll link it". PF is useful, but so is what players write that falls inside that PF.